Manufacturers
Specialized insurance solutions for production facilities, equipment, inventory, and product liability.
Understanding Your Risk Profile
Manufacturers face complex exposures including equipment breakdown, supply chain disruptions, product liability, and business interruption. Your operations require comprehensive coverage protecting both your production capabilities and your finished products throughout the distribution chain.
Key Risk Exposures
Common risks and challenges facing businesses in this industry
Equipment Breakdown
Production machinery failures can halt operations, resulting in costly repairs and lost production time.
Product Liability
Defective products causing injury or property damage can result in recalls and litigation.
Property Damage
Fire, explosion, or natural disasters can destroy facilities, equipment, and inventory.
Business Interruption
Production shutdowns from covered losses can devastate cash flow and customer relationships.
Supply Chain Disruption
Supplier failures, transportation issues, or material shortages can halt production.
Employee Injuries
Industrial accidents, repetitive motion injuries, and machinery-related incidents affect workers.
Recommended Coverage Solutions
Essential insurance coverages tailored for your industry
Commercial Property
Protects your manufacturing facility, production equipment, inventory, and business property.
Learn MoreGeneral Liability
Covers product liability, bodily injury, and property damage claims arising from your operations.
Learn MoreWorkers Compensation
Required coverage protecting manufacturing employees from workplace injuries and occupational diseases.
Learn MoreCommercial Auto
Covers delivery vehicles, forklifts, and equipment used in manufacturing operations.
Learn MoreProfessional Liability
Protects against errors in product design, specifications, or professional services.
Learn MoreCommon Claims & Exposures
Understanding what can go wrong helps you prepare better
Equipment Breakdown
Very CommonProduction machinery failures, electrical issues, or mechanical breakdowns halting operations.
Product Liability Claims
CommonDefective products causing injury or property damage to end users or customers.
Fire and Explosion
OccasionalIndustrial fires, chemical reactions, or equipment malfunctions causing facility damage.
Worker Injuries
Very CommonMachinery accidents, repetitive motion injuries, or industrial accidents affecting employees.
Inventory Damage
CommonRaw materials or finished goods damaged by fire, water, or environmental conditions.
Business Interruption
CommonProduction shutdowns from covered losses resulting in lost income and extra expenses.
Frequently Asked Questions
Common questions about insurance for manufacturers businesses
Download Your Industry Guide
Get a comprehensive PDF guide with coverage recommendations, risk management tips, and industry-specific insights.
Related Articles & Insights
Learn more about protecting your business
Manufacturing Industry: Top 10 Risks and How to Insure Against Them
Identify the biggest threats to your manufacturing operation.
The Complete Guide to Commercial Property Insurance
Understanding what commercial property insurance covers for manufacturers.
5 Common Workers Compensation Mistakes
Avoid these costly errors when managing your workers compensation policy.
Ready to Protect Your Business?
Let's discuss your specific coverage needs and build a customized insurance program for your business.