General Liability Insurance

General Liability insurance protects your business from claims of bodily injury, property damage, and personal injury (like slander or libel) caused by your business operations, products, or employees. For example, if a customer slips and falls at your location, or if your work damages a client's property, General Liability would cover legal defense costs and settlements.

General Liability covers physical injuries and property damage caused by your business. Professional Liability (also called Errors & Omissions) covers financial losses caused by your professional advice, services, or mistakes. For example, if an accountant makes an error that costs a client money, Professional Liability would cover the claim. Many service-based businesses need both types of coverage.

A Certificate of Insurance (COI) is a document proving you have active insurance coverage. Clients, landlords, and general contractors often require COIs before allowing you to work. We can issue certificates quickly—usually same-day. The certificate shows your coverage types, limits, policy numbers, and effective dates. Additional insured endorsements can also be added when required.